Please reach us at david.rossman@securityhomemortgage.com if you cannot find an answer to your question.
Yes, through Utah Housing, VA, USDA, creative financing and or some grant programs depending on eligibility. Ask me about eligibility for these programs.
There are many factors that go into the length of time it takes to process each loan. While the national average is 47 days, at Security Home Mortgage we expedite the process, making our typical time to complete a loan for most cases between 14-30 days. With some files closing in as little as 7 days. This time may vary depending on property types, the seller contract etc.
Yes. Self-employed borrowers can absolutely qualify for a mortgage. We typically review tax returns, business income, and overall financial stability to determine eligibility.
Avoid making large purchases, opening new credit accounts, changing jobs, or moving large amounts of money between accounts without discussing it with your lender first. Small financial changes can sometimes affect final loan approval.
Refinancing may help lower your monthly payment, shorten your loan term, or allow you to access equity for other financial goals. The right option depends on your current loan and future plans.
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